I found working with Tim Veiro from TKV Financial Management very reassuring and I was at ease understanding everything Tim spoke about my pension planning. He did all the work at a nice gentle pace and advised me on what was happening at each stage. I would recommend Tim and TKV to anyone seeking retirement pensions planning. Very professionally organised, it was a pleasure to be guided throughout from start to finish by Tim.

I had a private pension not working for me and an old works pension that was frozen. Tim put them both together and got them working for me. It is working well, just wish I met Tim 20 years ago. He is doing a great job. Tim has been my adviser for 4 years and my pension has increased by almost 50%. Thanks Tim.

Due to a combination of receiving inheritance and having retiring with a lump sum ‘pay out’, we found it necessary to seek professional financial advice as to the best course of action to move forward and plan for future affairs. From our initial meeting with Tim, his enthusiasm, professionalism and genuine interest in our affairs far exceeded our expectations. From that day onwards things have definately proved to us that this was the right decision. Tim clearly explained all options available to us throughout every stage of our consultations. From our experience, Tim obviously has the ability to listen to peoples’ needs and tailor his advice accordingly. All of his advice has proved invaluable and our financial future is certainly more structured.

Tim is an excellent financial advisor. His advice has helped my investments far outperform my expectations. Today we had our first meeting over an instant messaging social media application, this has to be the way forward as it’s a flexible approach to conducting meetings. Well done Tim 👍

Met this very clever man who made me look at life differently. Creating a future not just living for today. Meeting up with Tim makes you open your eyes. He manages my pension and cares about your dreams to make them a reality.

Our previous Financial Adviser had not been in contact for several years. Tim reviewed the policies we had, provided sound advice and explained our options in a clear and concise way. He understood our future plans and attitude to risk. We are now able to see exactly what we have now everything is together on one platform.

Having left my pension needs to the wayside for far too long, I knew I needed to urgently address my situation and ensure I protected my future lifestyle. Tim listened to my needs and requirements and was able to recommend pathways that best suited my needs, investment capabilities and future requirements.

Tim gave me the advice to move a couple of my pensions to a better account, without Tim I would never have known how to do this and would have left those accounts where they were. I have a set plan and Tim has advised me on how to achieve this. Tim is very professional and organised, nothing is too much trouble and he is always on hand if I have a question.

I had lots of different pensions from various employers which in isolation looked quiet poor. Tim was able to put a cash value on these pensions which was in excess of my expectations. He then reinvested these funds in a flexible pension product which allows me to exercise the new pension freedom’s on my retirement.  So far so good I now know what my pension pot is worth and am emotionally reattached to the monies it represents. Tim has been professional and shown an in depth knowledge of the industry.

Tim worked hard devising a plan that suited me, spoke on my behalf with several organisations and bought me through a few months of hard work to a position where I now know where I stand, all explained in layman’s terms, I felt comfortable all the way through the process. Brilliant service and was given a huge slice of well being with comfort in a tricky situation. I could never had got there without the services of a well organised, structured approach provided so well by this organisation.

I contacted Tim as I have a SIP pension that had been badly managed and I was looking to take a tax free draw down that had taken six months to get to a point of a transfer with tax implications. After a brief phone call to Tim explaining my situation he advised me to put a hold on the transfer based on the advice I had been given. We arranged an appointment within a couple of days and discussed my circumstances. The professional advice was invaluable and my SIP drawdown was completed within six to eight weeks with no tax implications.

Due to a combination of receiving inheritance and having retiring with a lump sum ‘pay out’, we found it necessary to seek professional financial advice as to the best course of action to move forward and plan for future affairs. From our initial meeting with Tim, his enthusiasm, professionalism and genuine interest in our affairs far exceeded our expectations. From that day onwards things have definately proved to us that this was the right decision. Tim clearly explained all options available to us throughout every stage of our consultations. From our experience, Tim obviously has the ability to listen to peoples’ needs and tailor his advice accordingly. All of his advice has proved invaluable and our financial future is certainly more structured.

I used Tim for financial advice through the Halifax a few years ago. Always full of enthusiasm and positivity. Great for future financial planning.

Thanks to Tim i finally understand my pension and feel in safe hands for the future without being ripped off just for more money.

Tim helped me sort out a lot of my finances and consolidate a few areas of funding together for ease of accounts, very helpful and professional.  He couldn’t have done any more than he did.

Recently had him look at our pensions, I can highly recommend him. He has knowledge and integrity and always seeks to serve his clients with the highest customer service to achieve the best outcome for his clients. If you require assistance, then I have no hesitation to refer Tim.