Financial Planning

Here at TKV Financial Management, we are committed to providing the highest standard of financial advice and service possible. The interest of our customers is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. Our customers can be assured of this as:

  • We are open about the way we carry out our business and how we are remunerated
  • We welcome customer feedback on a regular basis
  • We encourage all our staff to continue with their professional development
  • Our business is about our customers, and we are always conscious of this

We use the latest technology to provide you with a great advice experience, ensuring it is as engaging as it can be at each stage.

Initial Meeting

We offer you an Initial Consultation (without charge) at which we will describe our services more fully and explain the payment options.  This is the time for us to understand more about your current financial challenges or concerns and how we can help you.

Financial Review, Research and Recommendation

This process covers the:

  • gathering of information about your existing financial arrangements and full personal circumstances
  • understanding of your investment knowledge and attitude and tolerance towards investment risk
  • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings
  • preparation of our recommendations to you
  • arranging a second appointment to explain and discuss our recommendations in detail

Arranging & Implementing our Recommendations

Should you instruct us to proceed with any of our recommendations we will act for you in the following ways:

  • Handle all fund and policy administration on your behalf
  • Provide regular updates to keep you informed of progress
  • Ensure all your documents are issued in line with your expectations
  • Provide confirmation of all actions taken on your behalf in writing

Ongoing Service & Reviews

Our on-going service is designed to provide periodic suitability reviews to ensure that recommended products remain relevant to your circumstances.   Where we have agreed to undertake a periodic suitability review this will be done on at least an annual basis.

Cashflow Planning

Cashflow planning or cashflow forecasting is a key aspect of financial planning, forecasting future cash requirements to make sure there is no shortfall or indeed excess.

Knowing where your finances are today is just the start, on its own it’s not enough.

We work with you to build up a view of your future decisions, making sure you will be able to reach your financial goals and eliminate any shortfalls.  We help you with planning by using sophisticated lifetime cash flow forecasting software which helps you to see where you are heading.  This helps us and our clients plan and adapt to real life events, before, during and after they happen.  It also enables us to work with you to make smarter, more tangible financial decisions, giving us all the information we need to answer every “what-if” scenario.  (Additional fees may be payable for this service).

Sense Network

We choose to use the services of Sense Network who provide us with a range of support services which includes; training and development, confirming the quality of our financial advice and keeping us up to date with changes to regulation.  This allows us to concentrate on what we do best, providing financial advice to our clients. You can find more information about Sense by clicking here.