Are you Regulated?

Yes, by the Financial Conduct Authority (FCA).  This provides you with valuable benefits, such as access to the Financial Ombudsman Scheme (FOS) and the Financial Services Compensation Scheme (FSCS).  You can find our entry on the FCA register here.

Are you Independent?

Yes, this means we have access to the most cost effective solutions for your individual circumstances. We work on your behalf and in your best interests, at all times.

What areas do you advise in?

Most of our work is in pensions and investments helping people plan for retirement.  We also advise on protection products such as life and critical illness insurance and, income protection.

Do you provide me with advice at the initial consultation?

No. This is a get to know you meeting and is an opportunity for us to learn about your requirements and for you to find out more about us.  If we are happy with each other we can progress into the advice process; which you can read more about here.

What is the cost of the first meeting?

We don't charge for this meeting.  Our advice fees are explained and agreed prior to starting any work and confirmed in writing as part of our client engagement.

Where are the meetings held?

At our office in Wall Heath, Kingswinford.  Free parking is available nearby.  If you prefer videocall meetings are also available through Zoom, Whatsapp and Google Meet.

Do you provide evening and weekend meetings?

Yes, we are happy to meet early evening and offer Saturday morning appointments when necessary.

What should I bring to the initial meeting?

Anything that you feel is relevant to your enquiry. Typically, this would include a recent pension and investment statement.