Independent financial adviser in Dudley providing expert pension and retirement planning advice for people across the West Midlands

Financial Adviser Dudley
Based in Wall Heath, Kingswinford we pride ourselves in delivering a personal and straightforward financial planning service.
TKV Financial Management Ltd is regulated by the Financial Conduct Authority. A financial advisory firm set up by experienced financial adviser Tim Veiro who has spent the last 21 years in financial advice.
Here at TKV we take the time to understand your needs, your aspirations and hopes for your future. We provide the advice to help make it happen.
We are experts in these areas of financial planning:
- Pensions
- Retirement Planning
- Investments
If you need advice on your retirement planning or would like some friendly advice about your pensions and investments, then call us today on 01384 671947 for a free initial consultation.

What do our clients say...
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I found working with Tim Veiro from TKV Financial Management very reassuring and I was at ease understanding everything Tim spoke about my pension planning. He did all the work at a nice gentle pace and advised me on what was happening at each stage. I would recommend Tim and TKV to anyone seeking retirement pensions planning. Very professionally organised, it was a pleasure to be guided throughout from start to finish by Tim.
Makhan Singh Cheema, Wednesbury -
I had a private pension not working for me and an old works pension that was frozen. Tim put them both together and got them working for me. It is working well, just wish I met Tim 20 years ago. He is doing a great job. Tim has been my adviser for 4 years and my pension has increased by almost 50%. Thanks Tim.
Janice P, Birmingham, Client Since September 2013 -
Due to a combination of receiving inheritance and having retiring with a lump sum ‘pay out’, we found it necessary to seek professional financial advice as to the best course of action to move forward and plan for future affairs. From our initial meeting with Tim, his enthusiasm, professionalism and genuine interest in our affairs far exceeded our expectations. From that day onwards things have definately proved to us that this was the right decision. Tim clearly explained all options available to us throughout every stage of our consultations. From our experience, Tim obviously has the ability to listen to peoples’ needs and tailor his advice accordingly. All of his advice has proved invaluable and our financial future is certainly more structured.
Mark S, Wolverhampton, Client Since February 2015 -
Tim is an excellent financial advisor. His advice has helped my investments far outperform my expectations. Today we had our first meeting over an instant messaging social media application, this has to be the way forward as it’s a flexible approach to conducting meetings. Well done Tim 👍
Leon J, Solihull, Client Since February 2015 -
Met this very clever man who made me look at life differently. Creating a future not just living for today. Meeting up with Tim makes you open your eyes. He manages my pension and cares about your dreams to make them a reality.
Wyonnie E, Tamworth, Client Since May 2018

Local Pension Adviser
Looking for a local pension expert?
There are a number of scenarios where you might get financial advice, such as if you are thinking about your retirement.
Get in touch if:
Pre Retirement
- You have pension plans but not sure what they all mean
- You would like to retire early and need a strategy
- You would like to consolidate existing pension arrangements
- You would like to take advantage of favourable tax allowances
At Retirement
- You want advice on the best retirement option for you
- You want to make sure your loved ones are looked after
- You want a tax efficient arrangement for providing your retirement income
- You want to access your tax free lump sum
Since 2015 there are more options and greater flexibility in the way you can access your pension funds. This has led to greater complexity where a wrong move could prove costly.
Taking professional advice will enable you to take the right decisions, at the right time to make a difference to your future.
Speak to us today about arranging a personal Retirement Review.